We've bundled a credit building solution into your SteadyPay subscription.

This means when you make a repayment you're not only refreshing your credit for the next top-up, you're also building your credit score.

We partner with credit agencies to report on repayments. Credit agencies use the reports to update your credit score. This is important because banks, lenders and even retailers refer to this when you apply for a credit card, loan or store finance.

So, keep up with your repayments! The single biggest factor that contributes to your credit score is making these on time. Demonstrate consistency and your credit score will go up. Conversely, missing your repayments will negatively impact your credit score.

We automatically collect repayments from your debit card. Check out your repayment plan on the app for the amounts and due dates. You can also make early repayments on the SteadyPay app.

With SteadyPay you have a super simple way to improve your creditworthiness, boost your standing with lenders, and open opportunities to get the credit you deserve.

To learn more about building your credit, check out our blog.

*Additional soft credit checks may be done every few months.