When you hit the early top-up button, we’ll represent you with an instalment plan. These will be based on your pay period (e.g. weekly, fortnightly, monthly).

If you’re already repaying a top-up, we’ll simply add the amount to your balance and reset your instalment plan.

We automatically collect instalments from your debit card on the due dates. Alternatively, you can pay an instalment early by using the optional payment feature on the app.

And the best thing - once you’ve repaid the early top-up, you can access the service again.