Are you looking for ways to get your debts under control? We recommend checking out Step Change. They’re independent and free to use.

You can ring Step Change on 0800 138 111. They’re open Monday-Friday 8am-8pm and Saturday 8am-4pm.

Before you call, Step Change recommend you use their budget form to gather the necessary information. A debt advice call takes around 40 minutes to complete.

If you’re more into self-service, you can use Step Change’s online debt remedy tool. It takes about 20 minutes to complete a session.