All Collections
StepUp Credit Builder
What happens if I cancel my Credit Builder account?
What happens if I cancel my Credit Builder account?
Stephanie avatar
Written by Stephanie
Updated over a week ago

You can cancel at anytime and we'll stop collecting payments.

We'll report to the credit agencies that you ended the loan agreement early. This will have a neutral impact on your credit score. To get the most out of Credit Builder, you need to make payments over 12 months. Credit agencies look for the ability to make payments over the length of a credit agreement. Sustained payments is key factor that goes into your credit score.

Did this answer your question?