SteadyPay supports you when you work fewer hours than usual. Like when you're rostered fewer shifts, take time off sick or go on holiday.
You securely connect the SteadyPay app to the bank your pay into. We confirm your employer, work out your average pay and automatically look out for when you get paid below that average.
When this happens, we offer you a top-up. We advance money to your bank account to make up the difference between the pay you received and your average pay.
Let’s pretend your average pay is £500 a week. But last week you had to take time off and as a result only got paid £300. In this situation we would advance you a top-up of £200.
No interest is charged on the top-ups.
You only pay one, low, weekly subscription fee. This gives you access to up to £1000 for topping up your pay. The minimum top-up is £25.
To be eligible for top-ups, you must have paid the subscription for 2 weeks. (If your employer is a SteadyPay partner, you may be eligible for top-ups earlier and other benefits.)
You keep getting top-ups provided your balance stays within the £1000. You must also be up to date with your subscription and repayments.
Repayments are easy. They're spread over instalments. When you're offered a top-up, we give you all the information you need to know about repayments.