We do an automatic check with credit reference agencies to verify your identity. If we need more information, we'll notify you and ask for the following:
- A picture of one proof of identity document. It must have at least 3 months of validity left on it.
- A picture of one proof of address document. It must be no more than three months old.
- A selfie of you holding the proof of identity document.
Please send these pictures to us using the in-app chat message service.
We accept the following documents:
Proof of identity
- UK or foreign passport
- UK or EU/EEA drivers licence
- EU/EEA government-issued national identity card
Proof of address
- UK bank or credit union statement (if you are with Monzo, Starling or other challenger digital bank we may ask you for a different proof of address)
- UK credit card statement
- UK utility bill (gas, water, electricity, landline)
- Council tax bill
- UK or EU/EEA drivers licence
- UK/EU/EEA mortgage statement
- HMRC tax notification (dated within last 12 months)