SteadyPay

SteadyPay is a UK-based financial technology company that provides credit products designed to help people access money flexibly and build their credit history. We operate directly through our own SteadyPay app and website, and we also power credit products within partner apps such as Pockit, Monese, and ANNA.

Yes. SteadyPay is authorised and regulated by the Financial Conduct Authority (FCA) as a credit broker and lender. This means we operate under strict rules designed to protect customers, including requirements around affordability, fair treatment, and responsible lending.

What products does SteadyPay offer?

• SteadyPay TopUp - an early access to earned wages product available through the SteadyPay app

• SteadyPay CashWave - a short-term instalment loan available through the SteadyPay app

• SteadyPay Credit Builder - a tool to help build your credit score through responsible borrowing

• Income Advance (via Pockit) - a credit product for Pockit customers, powered by SteadyPay

• Cash Advance (via Monese) - a credit product for Monese customers, powered by SteadyPay

• FastTrack to Credit (via ANNA) - a revolving credit product for ANNA business account holders, powered by SteadyPay

Who is SteadyPay, and are you regulated?

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